Privacy Policy
Last reviewed: July 2026
Midwest Housing Development Fund, Inc. (“Company”, “we”, “our”, or “us”) respect your privacy and are committed to protecting it through our compliance with this policy. This policy describes how we collect, process, retain, and disclose personal data about you through our website, https://mhdfinc.com/ and other services that link to this policy (our “Services”) including our practices for using, maintaining, protecting, and disclosing that information.
This policy applies only to information we collect:
- Through the Services.
- In communications, including email, text, chat, and other electronic messages, between you and the Services.
It does not apply to information collected by:
- Us through any other means, including on any other website operated they by Company or any third party, which that does not link to this policy; or
- Any third party, including through any application or content (including advertising) that may link to or be accessible from or through the Services.
We may provide additional or different privacy policies that are specific to certain features, services, or activities.
Please read this policy carefully to understand our policies and practices regarding your information and how we treat it. By interacting with our Services or providing us with your information, you agree to the collection, use, and sharing of your information as described in this privacy policy. This policy may change from time to time (see Changes to Our Privacy Policy). Your continued use of the Services after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.
Children’s and Minors’ Data
Our Services are not intended for, and we do not knowingly collect any personal data from, children under the age of 18. If we learn we have collected or received personal data from a child under 18 years old without verification of parental consent, we will delete that information.
The Personal Data That We Collect or Process
“Personal data” is information that directly or indirectly identifies, relates to, or describes, you as an individual, such as your name, email address, telephone number, home address, or payment information (for example, account information such as name, postal address, and email address).
The types and categories of personal data we collect, or process include:
- Account and contact information, including name, address, email address, phone number, and other contact information you provide us.
- Device information, including your IP address and other device information.
- Content and information you elect to provide as part of your profile or in any reviews you make through the Services or emails, chats, or other communications sent to us.
We also collect:
- Statistics or aggregated information. Statistical or aggregated data does not directly identify a specific person, but we may derive non-personal statistical or aggregated data from personal data. For example, we may aggregate personal data to calculate the percentage of users accessing a specific Services feature.
- Technical information. Technical information includes information about your internet connection and usage details about your interactions with the Services, such as clickstream information to, through, and from our Services (including date and time); products that you view or search for; page response times; download errors; length of your visits to certain pages; page interaction information (such as scrolling, clicks, and mouse-overs); and methods used to browse away from a page.
If we combine or connect non-personal statistical or technical data with personal data so that it directly or indirectly identifies an individual, we treat the combined data as personal data.
How We Collect Your Personal and Other Data
You Provide Information to Us
We collect information about you when you interact with our Services.
Automatically Through Our Services
As you navigate through and interact with our Services, please note that we do not use automatic data collection technologies to collect information.
How We Use Your Information
We use information that we collect about you or that you provide to us, including any personal data, to:
- Provide you with the Services and any contents, features, information, products, or services that we make available through the Services.
- Fulfill any other purpose for which you provide it.
- Notify you when Services updates are available and about changes to any products or services we offer or provide through them.
- In any other way we may describe when you provide the information.
- For any other purpose with your consent.
The usage information we collect, whether connected to your personal data or not, helps us improve our Services and deliver a better and more personalized experience by enabling us to:
- Estimate our audience sizes and usage patterns.
- Store information about your preferences, allowing us to customize the Services according to your individual needs and interests.
- Speed up your searches.
- Recognize you when you return to our Services.
Large Language Model Training Disclosure
We do not collect, use, or sell personal data for the purpose of training large language models.
Who We Disclose Your Information To
We may disclose, without restriction aggregated information about our users and information that does not identify any individual.
We may also disclose personal data that we collect or you provide as described in this privacy policy:
- To our subsidiaries and affiliates.
- To contractors, service providers, and other third parties we use to support our organization.
- To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Midwest Housing Development Fund’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal data held by Midwest Housing Development Fund is among the assets transferred.
- To fulfill the purpose for which you provide it.
- For any other purpose disclosed by us when you provide the information.
- With your consent.
We may also disclose your personal data:
- To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
- If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of our organization or others.
The categories of personal data we may disclose include:
- Account and contact information
- Device information
- Content and information you elect to provide to us.
Your Rights and Choices About Your Information
This section describes mechanisms you can use to control certain uses and disclosures of your information and rights you may have under state law, depending on where you live.
Your State Privacy Rights
As a nonprofit organization, we are exempt from most state consumer privacy laws, including but not limited to the California Consumer Privacy Act (CCPA), the Virginia Consumer Data Protection Act (VCDPA), and similar state statutes that apply exclusively to for-profit entities. Accordingly, we are not required to honor rights requests (such as requests to access, delete, or opt out of the sale of personal information) that arise solely under those laws. Notwithstanding this exemption, we are committed to responsible data practices and transparency regarding how we collect, use, and share your information. If you have questions about our privacy practices or wish to submit an inquiry, please contact us.
How We Protect Your Personal Data
We use commercially reasonable administrative, physical, and technical measures designed to protect your personal data from accidental loss or destruction and from unauthorized access, use, alteration, and disclosure. However, no website, mobile application, system, electronic storage, or online service is completely secure, and we cannot guarantee the security of your personal data transmitted to, through, using, or in connection with the Services. In particular, email, texts, and chats sent to or from the Services may not be secure, and you should carefully decide what information you send to us via such communications channels. Any transmission of personal data is at your own risk.
The safety and security of your information also depends on you. You are responsible for taking steps to protect your personal data against unauthorized use, disclosure, and access.
How We Retain Your Personal Data
We keep the categories of personal data described in this policy for as long as reasonably necessary to fulfill the purposes described or as otherwise legally permitted or required, such as maintaining the Services, operating our organization, complying with our legal obligations, resolving disputes, and for safety, security, and fraud prevention. This means that we consider our legal and business obligations, potential risks of harm, and the nature of the information when deciding how long to retain personal data. At the end of the retention period, personal data will be deleted, destroyed, or deidentified.
Changes to Our Privacy Policy
We may update this policy from time to time, and we will provide notice of any such changes to the policy as required by law. The date the privacy policy was last reviewed is identified at the top of the page. We will notify you of changes to this policy by updating the “last updated” date and posting the reviewed policy on the Services. We may email or otherwise communicate reminders about this policy, but you should check our Services periodically to see the current policy and any changes we have made to it.
Contact Information
To exercise your rights or ask questions or comment about this privacy policy or our privacy practices, contact us at:
515 N. 162nd Avenue, Suite 202
Omaha, NE 68118
Phone: (402) 334-8899
Fax: (402) 334-5599